Rental Property Loans
Long-term financing for real estate investors who buy and hold rental properties.
Get a QuoteWhat Is a Rental Property Loan?
A rental property loan is financing that helps real estate investors buy or refinance a property they plan to rent out. These loans are made for investment properties and are often based on the income the property can earn from rent, which makes them a popular choice for investors who want to grow a rental portfolio.
Single Family Rental
Financing for one rental property, such as a single family home you plan to rent out.
Portfolio Rental
Financing for investors who own or want to buy several rental properties under one loan.
Short-Term Rental
Financing for properties rented out for short stays, such as vacation rentals.
How a Rental Property Loan Works
- 1. Choose the Property: Find a rental property to buy, or pick one you already own to refinance.
- 2. Apply: Share the details of the property and your investment plan.
- 3. Close and Rent: Close on the loan and earn rental income from the property.
Why Investors Use Rental Property Loans
- Financing built for investment properties
- Options for one property or a whole portfolio
- Support for both long-term and short-term rentals
- Designed for investors, not owner-occupied homes
Who Are Rental Property Loans For?
- Investors buying their first rental property
- Investors growing a rental portfolio
- Owners of vacation or short-term rentals
- Investors who want to refinance an existing rental
Rental Property Loan FAQs
What is a rental property loan?
It is financing that helps an investor buy or refinance a property they plan to rent out.
How is it different from a regular mortgage?
A regular mortgage is for a home you live in. A rental property loan is made for investment properties that you rent to others.
Can I finance more than one rental property?
Yes. Portfolio rental loans are made for investors who own or want to buy several rental properties.
Can I get a loan for a short-term rental?
Yes. Financing options exist for short-term rentals, such as vacation properties. The details depend on the loan and the property.
How do I get started?
Click "Get a Quote" and share the details of your property.
Ready to Grow Your Rental Portfolio?
Take the next step and secure long-term rental financing for your investment properties.
Get a Quote