When stability and competitive rates are the goal, Fannie Mae and Freddie Mac conventional loans have been helping homeowners and investors for decades. They’re backed by government-sponsored enterprises, which means less risk for lenders and potentially better terms for you.
These loans work for a variety of situations—whether you’re buying your first home, upgrading to a dream home, or financing an investment property.
Traditional mortgages (not government-backed) for investment properties like single-family homes, condos, townhomes, and 1–4 unit multifamily dwellings.
Typically require higher credit scores (often 620+) and substantial down payments (~20%+).
Terms are more stringent than primary residence mortgages due to elevated lender risk.
Duane Buzaik’s Take: “If you want predictable payments and long-term peace of mind, this is the loan that works quietly in your favor.”
A HELOC, or Home Equity Line of Credit, is a type of loan that allows homeowners to borrow money against the equity in their home. Essentially, it’s a revolving line of credit, like a credit card, where you can borrow, repay, and borrow again, up to a certain limit, using your home as collateral.
Because real estate financing isn’t just about numbers it’s about strategy, timing, and finding the right fit for your goals. Duane has helped countless clients structure their loans in ways that grow portfolios faster, lower costs, and keep stress to a minimum.
From your first conversation to closing day, Duane makes sure you’re not just getting a loan you’re getting the right loan. And yes, he’ll explain everything in plain English (with maybe a coffee in hand).
For primary, second homes, or investment properties
Lock in better interest rates
to suit your budget
Maximize Cash Flow.
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