Hard Money Loans
Asset-based, short-term financing for real estate investors with qualifying investment projects.
Get a QuoteWhat Is a Hard Money Loan?
A hard money loan is a short-term loan from a private lender that is based mainly on the value of the property, not just your personal income or credit. Real estate investors use hard money loans when they need quick and reliable funding for an investment project.
How a Hard Money Loan Works
- 1. Find the Deal: Choose the investment property you want to buy or refinance.
- 2. Get Funded: The loan is based mainly on the property, so funding can move faster than a traditional mortgage.
- 3. Pay It Off: Repay the loan in a short time by selling the property, refinancing, or moving to long-term financing.
What Can You Use a Hard Money Loan For?
- Buying a property that needs repairs
- Funding a fix and flip project
- Closing quickly on an investment deal
- Short-term financing while you prepare for your next step
Who Are Hard Money Loans For?
- Investors who need to close quickly
- Fix and flip investors
- Investors with a property that doesn't fit a traditional mortgage
- Experienced and first-time investors with qualifying projects
Why Investors Use Hard Money Loans
- Asset-based lending that focuses on the property
- Short-term financing for investment projects
- Faster process than a traditional mortgage
- Designed for investment properties, not owner-occupied homes
Hard Money Loan FAQs
What is a hard money loan?
It is a short-term, asset-based loan from a private lender, used mainly for real estate investment projects.
How is it different from a regular mortgage?
A regular mortgage is a long-term loan that looks closely at your income and credit. A hard money loan is short-term and is based mainly on the property.
How fast can I get funded?
Hard money loans are known for moving faster than traditional mortgages. The timing depends on the loan and the project.
Can I use a hard money loan for a fix and flip?
Yes. Many investors use hard money loans to buy and renovate properties they plan to sell.
How do I get started?
Click "Get a Quote" and share the details of your project.
Ready to Fund Your Next Deal?
Take the next step and secure asset-based hard money financing for your project.
Get a Quote